Credit History Authorization

Last updated: July 11, 2019

I hereby authorize Better Future Forward, Inc. (BFF) and its agents to request and obtain: (a) information about me from various federal, state, and other agencies, (b) information about me maintained in public and private record sources, (c) credit histories maintained by various credit bureaus or ratings agencies, (d) information on previous contractual engagements, and (e) criminal background information, if applicable, as well as other past experiences, all as determined by BFF.  I acknowledge and agree that BFF is permitted to use this information in connection with validating my identity and its evaluation of my application for an income share agreement from BFF.  I am  expressly providing written instructions (as provided in the Fair Credit Reporting Act) to BFF authorizing BFF to obtain information from your personal credit profile or other information from one or more consumer reporting agencies, such as Equifax®, Experian®, and TransUnion®.  

I agree not to assert any claims or causes of action against BFF, its agents, its employees, or any individuals contacted by BFF, arising out of this due diligence investigation. BFF agrees to use any information collected herein for investigatory, underwriting, modeling, analysis, and due diligence purposes (and any related purposes).  This information may be shared with a third-party, to administer the sale of my income share agreement, the associated payments receivable, and/or payment dependent notes.

I authorize BFF to obtain consumer reports each time I request a new income share agreement, during the processing or closing of your income share agreement (if approved), or at various times during the term of my income share agreement (if approved) in connection with the servicing, monitoring, collection, or enforcement of the income share agreement.    

By checking the box to indicate my acceptance of this agreement and proceeding with the application, I will electronically sign this authorization.  I certify and agree to the terms contained in this authorization and also acknowledge receipt of a copy of this authorization, which was provided to me electronically, and in paper form, if I so requested it.