What we do
The Opportunity ISA
BFF created the Opportunity ISA as a way to provide funding as a safer alternative to traditional loan financing for students pursuing higher education.
$1,000 to $35,000
- .25%–10% of a student's earned income (after college) —but only when they're earning over $40,000
Protections
- Students will never pay more than what they borrowed growing at a 7.5% annualized rate, but you could pay less.
- Students will never make more than 120 income-determined payments, but you could pay for less — and prepay at any time.
- Students will never pay for more than 240 months, but you could pay for less time than that — and prepay at any time.
Eligibility Requirements
At least 17 years old
U.S. citizen, permanent resident, or DREAMer with active DACA status
Full-time status during the term for which you're seeking funding
Meeting satisfactory academic progress (SAP) criteria at your school
Enrolled in or transferring to a bachelor’s degree program at an eligible institution (below)
Pusuing your first bachelor's degree
Students from all grade levels eligible
BFF’s education financing is available to select students through our partner organizations:
Illinois
Bottom Line, College Possible - Illinois Program, OneGoal, One Million Degrees
Minnesota and Wisconsin
College Possible — Minnesota and Wisconsin Program