Privacy Policy

Last updated: September 29, 2021

Better Future Forward (“BFF” or “we” or “us”) recognizes that you care how information about you is collected and used. We have created this Privacy Notice to inform you of our information collection, use, and sharing practices. This Privacy Notice explains BFF’s collection and use of information that may identify you and covers information collected through its websites (including www.betterfuturefoward.org) (the “Site(s)”) or through any social media platform, emails, text messages, direct messages, or other communications whether electronic or written, including information collected  in order to accept and process applications for income sharing agreements (“ISA(s)”). It is BFF’s policy to respect your privacy regarding any information we may collect, subject to the terms and conditions of this Privacy Notice and our Terms of Use,  available at www.betterfutureforward.org/terms-of-use, as either or both may be amended from time to time.  Terms not defined in this Privacy Notice have the meanings ascribed them in the Terms of Use. By providing us any information or using the Site, individuals agree to the following terms and conditions as final and binding.

Policy Changes

BFF reserves the right to change this Privacy Notice from time to time and at any time, without notice, within the sole, independent, absolute and uncontrolled exercise of its discretion. By checking the Effective Date above, you can determine the date of our latest changes to this Privacy Notice. BFF encourages visitors to frequently check this page for any changes to its Privacy Notice. Your continued use of the Site after any change in this Privacy Notice will constitute your acceptance of, and consent and agreement to, such change.

Types of Information We Collect

We collect the following information about you:

Personal Information

This is information that directly or indirectly identifies you, such as your name, email address, or other identifying information about you, or that would, when combined with other information you provide or that is broadly available, be likely to identify you.

Individuals may interact with BFF in ways that require BFF to gather Personal Information. The amount and type of information that BFF gathers depends on the nature of the interaction. For example, in order to process an ISA application, we may request personal information, such as your name, contact information, university identification number, financial information, and social security number. In each case, BFF collects such information only insofar as is legal and appropriate. If you do not wish for BFF to collect any information about you, you can simply not utilize any of the Site or otherwise supply Personal Information. Your choice not to provide information may, however, prevent you from using certain parts of the Site or receiving certain services or products if that information is necessary to provide you the Site or those services or products.

Other Information

Other Information is information that is not Personal Information, that is, by itself, it does not individually identify you, such as browser type, operating system, technical data, and usage. We may link together different types of Other Information or link Other Information to Personal Information.

Like most website and app operators, BFF collects Other Information of the sort that web browsers, apps, and servers typically make available to operators, like the browser type, language preference, referring site, and the date and time of each visitor request. BFF may use this information for a number of purposes including, for example, to better understand how BFF’s visitors use its website. The purposes for collecting and using this data may change from time to time at BFF’s discretion, and BFF may release non-Personal Information in the aggregate. By using the Site, you agree to such use.

How We Collect Information

We collect Personal Information and Other Information in the following ways:

Information You Give Us.

For example, we may require you to create an account or a username and password, or if you apply for an ISA, we may ask for Personal Information.

Information We Get from Your Use of Services.

We may collect information about the Site and how you use it. This information includes:

Computer, tablet, or mobile telephone information. We may collect device-specific information (such as your hardware model, operating system version, unique device identifiers, device sensors and mobile network information including phone number) and device sensors and related information. BFF may associate your device identifiers or phone number with your account. We will comply with the usage/license restrictions and requirements applicable to the device from which the information comes.

Log information. When you use the Site or view content provided by us, we may automatically collect and store certain information in server logs. This may include, for example:

  • details of how you used our Site.

  • Internet protocol address.

  • device event information such as crashes, system activity, hardware settings, browser type, browser language, the date and time of your request and referral URL.

  • cookies that may uniquely identify your browser or your account.

Location information. When you visit the Site, we may collect and process information about your actual location, like GPS signals sent by a mobile device. We also may use various technologies to determine location, such as sensor data from your device that may, for example, provide information on nearby Wi-Fi access points and cell towers.

Local storage. We may collect and store information (including Personal Information) locally on your device using mechanisms such as browser web storage (including HTML 5) and application data caches.

Cookies and anonymous identifiers. We use various technologies to collect and store information when you visit a Site as described below, and this may include sending one or more cookies or anonymous identifiers to your device. For more information see the “Cookies and Other Tracking Technologies” section below.

How We Use Information We Collect

We take your privacy seriously. We use the information that we collect about you to provide, maintain, protect and improve the services and products that BFF provides to you. We do not sell your information to any third parties and only use it for legitimate business purposes.

We use your Personal Information for the following purposes, or may use it for these purposes in the future:

  • To respond to questions that you may have.

  • To provide our Services.

  • As part of our fundraising or other marketing efforts, including marketing to you across platforms.

  • If you submit a resume to work at BFF, we may use it for hiring decisions and retain the resume or information in it for our own records or in order to contact you later.

  • To inform you of updates regarding BFF or our products and services that may be of interest to you.

  • To provide administrative notices or communications applicable to your use of the Site.

  • To manage your participation in events and other promotions where you have signed up for such events and promotions.

  • To enable you to support BFF financially through donations.

  • To operate, evaluate and improve our business and the products and services we offer.

  • To analyze and enhance our marketing communications and strategies.

  • To analyze trends and statistics regarding visitors’ use of our Site including social media assets.

  • To protect against and prevent fraud, unauthorized transactions, claims and other liabilities.

  • To improve our customer service.

  • To respond to and support users regarding their use of the Site.

  • To comply with all applicable legal requirements.

We also may use the information we obtain about you in other ways for which we provide notice at the time of collection. We may ask for your consent before using information for a purpose other than those set out in this Privacy Notice.

Cookies and Other Tracking Technologies

The Site may utilize “cookies” and other tracking technologies like pixel tags and web beacons (often called “smart cookies”) to improve the functionality of the Website. Cookies are text files that are sent by servers to web browsers and stored on your computer. They tell us which parts of the Site you’ve visited so BFF can alert you to software compatibility issues and save your preferences for future visits to the Site. Web beacons and pixel tags are images embedded in a webpage or e-mail for the purpose of measuring and analyzing usage and activity. The Site, or third party service providers acting on our behalf, may use web beacons and pixel tags to help us analyze usage and improve our functionality. Some cookies and other technologies may serve to recall Personal Information previously provided by a user.

We use information collected from cookies and other technologies to improve your user experience and the overall quality of our services. We use cookies to help us identify and track visitors, their usage of the Site, and their access preferences. We may use your Personal Information to see which web pages you visit at our websites, which website you visited before coming to our website, and where you go after you leave our website. We can then develop statistics that help us understand how our visitors use our websites and how to improve them. BFF visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using the Site; provided, however, that BFF disclaims, and you hereby waive, any claim or liability that may arise due to your partial or incomplete access to the content of any part of the Site as a result thereof.

We also may use cookies provided by Google Analytics or other third parties to help us measure how visitors use the Site. The information collected is used for a variety of purposes, including, but not limited to, site traffic reporting, unique visitor counts, and content optimization. Although Google Analytics logs the information coming from the Site on our behalf, we control how the data may and may not be used. You can opt-out of this website analysis tool by clicking: https://tools.google.com/dlpage/gaoptout.

How We Share Information We Collect

As part of the use of your information for the above purposes, we may disclose your Personal Information or Other Information to our vendors and other contractors who perform various functions on our behalf. For example, if you make a donation to BFF, third party service providers acting on our behalf may collect your Personal Information, including financial information.  We require these third parties to agree in writing to safeguard your Personal Information against improper disclosure and in accordance with the law.

If you have an ISA with BFF, we will also provide Personal Information to the organization services your ISA, so that they can administer your ISA. Additionally, we may provide your Personal Information to your educational institution or government institutions in order comply our legal and contractual responsibilities.

We also may provide Personal Information to our affiliates or other trusted businesses or persons who provide services to you or us, based on our instructions and in compliance with our Privacy Notice and any other appropriate confidentiality and security measures.

We also may provide information about you to other third parties with your consent or for one of the purposes above, e.g., following a subpoena or other legal process or to a regulatory agency in order to protect against fraud or investigate a criminal or civil matter or when BFF believes in good faith that disclosure is reasonably necessary to protect BFF’s rights and interests, third parties, or the public at large.

How We Protect Your Information

BFF discloses Personal Information to those of its employees, contractors, agents and affiliated organizations that need to know that information in order to process it on BFF’s behalf or to provide services. Some of those employees, contractors, agents and affiliated organizations may be located outside of your state, province or country. By using the Site or providing us information, you consent to the transfer of such information to them. BFF will not rent or sell potential Personal Information to anyone.

If you are a registered user of the Site or have supplied your email address, you agree that BFF may further send you emails to provide you with information, to inform you of new products, to solicit your feedback, or to keep you up to date on BFF and its products. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. You may choose not to receive marketing email communications from us by clicking on the "unsubscribe" link in our marketing emails. You also may ask us not to send you other marketing communications by contacting us as specified in the "Contact Us" section below.

We aim to maintain our services in a manner that protects information from accidental or malicious destruction. Because of this, we may not immediately delete residual copies of Personal Information that is on our active servers and may not remove information from our backup systems. If you believe that Personal Information we maintain about you is inaccurate, subject to applicable law, you may have the right to request that we correct or amend the information by contacting us as indicated below.

BFF undertakes commercially reasonable efforts to guard against unauthorized access, use, alteration or destruction of Personal Information, which efforts you agree are sufficient, adequate and complete. In some cases, we cannot control, and are not responsible for, information that is shared about you. For example:

·        Information You Share. The Site may let you share information with others. Remember that when you share information publicly, it may be indexable by search engines or otherwise further disclosed.

·        Social Media Accounts. BFF maintains various social network accounts such as Facebook, Twitter or LinkedIn. Please note that comments and information that you leave in such settings are likely to be broadly visible and may not be controlled by BFF. We are therefore not responsible for any information or messages you leave in such settings or for how such information may be used by others. Please review the terms of use and privacy policies of any social network platforms you use, as they will control your rights and responsibilities, and your use of those platforms is not covered by this Privacy Notice.

·        Accessing and Updating Personal Information. If you provide us with information or create an account in order to access or use the Site, we may or may not be able to provide you with access to your Personal Information. If information that we control about you is incorrect, we strive to give you ways to update it quickly or to delete it (unless we have to keep that information for legitimate business or legal purposes). When updating your Personal Information, we may ask you to verify your identity before we can act on your request.

Business Transfers

In the event (i) BFF engages in one more asset sales or purchases, (ii) BFF is acquired, (iii) BFF engages in one or more business combinations, mergers or acquisitions, (iv) substantially all of BFF’s assets are acquired, or (v) BFF is subject to an event of bankruptcy, you acknowledge and agree that user information comprises an asset of BFF and that the same is subject to assignment, transfer and/or acquisition by a third party. Accordingly, and notwithstanding anything to the contrary in this Privacy Notice, you acknowledge and agree that such transfers may occur, and that any acquirer of BFF may continue to subsequently use your Personal Information, and that such subsequent use may not be consistent with this Privacy Notice.

Advertisements

Advertisements appearing on the Site may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Notice covers the use of cookies by BFF and does not cover the use of cookies by any advertisers.

Comments

You acknowledge and agree that BFF has no duty or obligation to respond to or save user comments, but we may further use and disclose your comments as otherwise described in this Privacy Notice.

Third Party Links

The Site may contain links to webpages or tools operated by parties other than BFF. We do not control such websites or tools and are not responsible for their contents or the privacy policies or other practices of such websites or service providers. Our inclusion of links to an outside website or tool does not imply any endorsement of the material on such websites or tools or any association with their operators. Further, it is up to you to take precautions to ensure that whatever links you select or software you download (whether from our Site or other websites) is free of such items as viruses, worms, trojan horses, defects and other items of a destructive nature. These websites and services may have their own privacy policies, which you will be subject to upon accessing the third party’s website. We strongly recommend you review the third party’s terms and policies.

Children

The Site is not intended for use by children. We do not intentionally gather Personal Information about individuals who are under the age of 13. If a child has provided us with Personal Information, a parent or guardian of that child may contact us to have the information deleted from our records. If you believe that we might have any information from a child under age 13, please contact us at info@betterfutureforwrd.org. If we learn that we have inadvertently collected the Personal Information of a child under 13, or equivalent minimum age depending on jurisdiction, we will take steps to delete the information as soon as possible.

Do Not Track

Some browsers have a "Do Not Track" feature that lets you tell websites and online services that you do not want to have your online activities tracked. Such browser features and industry standards are not uniform, so our websites and online services do not respond to those signals.

Information for California Residents

California residents are entitled to contact us to request information about whether we have disclosed Personal Information to third parties for the third parties’ direct marketing purposes. We do not share Personal Information with third parties for their own marketing purposes, however. California customers may request further information about our compliance with this law by e-mailing us at the address listed in the “Contact Us” section.

The above rights are separate from rights that California residents may have under the California Consumer Privacy Act (“CCPA”). Note that BFF is not subject to the CCPA as a “business” (as defined in the statute). Nonetheless, we respect the privacy and wishes of individuals regarding their privacy. As such, you may make a request regarding our use, handling and protection of your Personal Information by contacting us as described in below.

International Visitors

The Services are intended for use in the United States, and we do not target or direct the Services to users in the European Union or otherwise outside of the United States.  If you are visiting from the European Union or other regions with laws governing data collection and use that may differ from United States law, please note that you are transferring information about you, including personal information, to a country and jurisdiction that does not have the same data protection laws as the country where you reside, and you consent to the transfer of information about you, including your Personal Information, to the United States; and the use and disclosure of information about you, including your Personal Information, as described in this Privacy Notice.

Contact Us

If you have any specific questions about this Privacy Notice, you can contact:

Better Future Forward

Attn: Director of Operations

20711 Holt Avenue,
P.O. Box 1063,
Lakeville, MN 55044
info@betterfutureforward.org